Federal Reserve Cuts Interest Rates To Prop Up The U.S. Economy – https://www.npr.org/2019/09/18/761689949/fed-eyes-another-interest-rate-cut-to-prop-up-the-slowing-economy
The 97% have nothing to save and less to spend so go ahead and cut interest rates for the banks. Will you figure out you can’t go below 0% interest?